A. Civil liability coverage
- Physical damage in others
- Material damage in objects or animals that belong to others
- Self-awareness removal
Basic exceptions of car civil liability coverage
- When the insured vehicle is participating in races or parades
- When the driver is under the influence of alcohol or toxically substances
- When the driver does not have a legal driving license
- When the vehicle is being used for other use than the one that is written in the driving license
- When a transferee carriage causes the damage
- When the vehicle transports passengers or carriage above the allowed limit, according to the driving license
- When the vehicle is in embarkation/disembarkation space or during embarkation/disembarkation or on a Ferry Boat, ship, railroad, truck, or other transporter, unless there is a proportional coverage in the contract
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