A. Home and cottage safety

Basic Coverages

• Fire, lightning, explosion of any cause, smoke, short circuit, caldron damages
• Riots, strikes, terrorist attempts, mischievous damages
• Weather phenomenon’s and rain damages (storm, blast, snow, hail, flood, piping crack/tank outpouring, heater damage, crack/leak of drainage)
• Damage in construction due to theft, theft and damages in the content of the habituations during the theft.
• Other material damages (vehicle crash, aircraft downfall, accidental crystal fracture, food decay.)
• General civil liability
• Rent loss as a result of material damage
• Addable expenses as a result of material damage (ruins fieldwork, temporary residence/accommodation expenses, transport expenses, residence and reinstalling the content)
• Property loss/damage under temporary emotion (content coverage during the temporary residence, content coverage of bank locker)
• Inflation clause 

Optional/ Expansions

• Earthquake (fire or/and vibration)
• Shift/landslide
• Object insurance that are placed outdoors or under sheds.
• Object insurance that are placed in the exterior of the residence
• Exterior assistance buildings insurance
• Jewelers insurance
• Legal protection
• Damages in the electrical installations/devices
• Travel insurance 

Discounts

• In residences that are insured with a capital above 450.0000 euro
• In residences that exists either an alarm connected with the police or a protection company, or a 24-hour guard. 

Mend Service

In case of damages that are covered with an insurance policy up to 1.500 Euro the company will proceed to their replacement, with mending by technicians of its choice and only, instead of the monetary compensation of the insured.

The following are accepted as well:

In the above cases, during the damage clearance, it will not be considered if double coverage, antiquity, and the anticipated abatement from the capital are ascertained.

The above method of damage restore will not be applied in cases of chattels but the company will proceed to the compensation based on the general and special terms of the insurance policy.

In case of damages that are more than 1.500 euro, the company preserves the right of choice of the way it will compensate the insured. If however the method of mending restore will be chosen, only then during the damage clearance everything in paragraph A will apply, otherwise everything that are anticipated by the general and special terms of the insurance policy will apply.

B.Business Insurance

Basic Coverages 

• Fire by random cause even from a short circuit or arson or lightning, explosion, smoke damage.
• Work stoppages, strikes, blusteriest, political commotions, mischievous actions of others.
• Terrorist actions
• Weather phenomenons and rain damages (storm, blast, snow, hail, flood, piping crack/tank outpouring, heater damage, crack/leak of drainage)
• Theft with burglary or robbery
• Other material damages (vehicle crash, aircraft downfall, accidental crystal fracture, food decay.)
• Addable expenses as a result of material damage (ruins fieldwork, temporary residence/accommodation expenses, transport expenses, residence and reinstalling the content)
• Property loss/damage under temporary demotion (content coverage during the temporary residence
• Loss of receivable rents as a result of material damage
• Daily bounty as a result of work stoppage after a material damage
• Civil liability (general civil liability towards others from the function of the installations, towards the owner of the building where the business is located, towards the neighbors from fire transmission, towards the employees of the business.

Other coverages

• Earthquake (vibration shock or/and consequent fire
• Slide/precipitation of the ground
• Electrical damages in the electrical installations or devices
• Infirmary technical equipment

Discounts

• In businesses in which there is at least one of the two extra security measures, either an alarm connected to a 24hour surveillance centre of a security company, or a 24hour guard
• In insured businesses with a capital among 150.001Euro and 300.000 

Also for businessmen

• Carriage merchandise insurance
• Routing insurance
• Fixed assets insurance against fire
• Fixed assets insurance against any danger
• Work stoppage and loss of profits insurance
• Safety deposit insurance
• Money carriage insurance
• Credit and seal insurance
• General civil liability insurance
• Employer responsibility insurance
• Civil liability of product insurance
• Boat and ship insurance
• Technical insurances
• Working project insurance
• Insurance against any danger of electrical equipment
• Mechanic damages insurance
• Car fleet insurance
• Team worker insurance e.t.c.

For any information or question call at:

Tel: 2821074572.

Fax:28210 94901

Mobile phone: 6948044544

E-mail :info@itn-group.com